Buyers Package
Buying your dream Home with Tracey
Home Buyer Tips
As a home buyer the process can be intimidating and stressful. I am an accredited REALTOR® in both residential and Agricultural I am here to answer questions, offer guidance and ensure you have the best experience possible. I offer top of the line customer service and strive to build lasting relationships with all my clients. I have lived in Alberta for over 17 years and truly love the area. If there are any questions about locations, properties or surrounding amenities please reach out I would be more then happy to help. I am looking forward to working with you!
Please use the button below to access my buyers guide.
HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Twin Realty
INFO & SERVICES
CENTURY 21 Twin Realty
5014 4th Avenue (PO Box 7440), Edson, AB T7E1L9
(780) 723-3100
INFO & SERVICES
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